Get a Lower Mortgage Rate from a Local Mortgage Broker.

Today's Low Mortgage Interest Rate*

5 %

The interest rate is based on a $375,000 loan amount with an APR of 3.679% on a conventional mortgage. The principal and interest payment is $1,710 with a Loan-to-Value of 60% and a FICO Score of 740 on a 30-year fixed rate mortgage. Contact us for a personalized rate quote.

Lower mortgage rates without the points or gimmicks.

Most of our competitors charge points to match our no points interest rate.

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Shopping for the Best Mortgage Just Got Easier

We are confident we have a better mortgage.  We put it in writing.  

You Deserve a Better Mortgage

Get a Lower Rate

We work with multiple wholesale lenders to get you a lower rate. Plus, we don't have the overhead of the Big Banks or Lenders. You win big.

A Better Experience

We combine the latest technology with amazing people to give you a better mortgage experience.

Don't Pay Points

You don't need to pay points to get a low rate and payment. We offer you the same mortgage minus the points.

Faster Closing

If you are buying a house or refinancing, speed matters and we deliver a fast and easy mortgage.

Get free and honest mortgage advice from local mortgage experts.

We get it. Your schedule is not 9-5. Call, text or email at any time. Let’s talk.

Found your dream home?

Take the first step to home ownership.

We designed a better way for you to buy a new home.  Our strategy is based on 15+ years of mortgage experience. We can have you ready to purchase today. 

What our customers say

Google -
"The rates were very competitive"
Choosing the right Mortgage Company was a critical decision for my wife and me. Also, bear in mind that our individual credit scores are in the very high 800s’ and accordingly we could afford the luxury of being picky. We had interviewed six different companies, including our bank, and after weighing all of the criteria we gauged as highly important, we chose Candor Mortgage. Our Broker, Danny Macovei, made us feel instantly comfortable. He answered all of our questions to our satisfaction. The rates were very competitive as were the closing costs. The service during the whole process was great. We highly recommend Candor.
Jesse C
Google -
"Available at all hours of the day"
Danny from Candor Mortgage is the consummate professional. The difference is made when all the necessary documents are collected upfront and the right expectations are set. One of the things I appreciate the most is his responsiveness and availability. Danny makes himself available at hours of the day. He's in consent communication with all parties throughout the process and is very quick to act on conditions and re-setting expectations when needed. A true pleasure to work with and would highly recommend to friends and family.
Richard G
Google -
"Never worked with a better broker"
Selecting Danny as our Mortgage Broker was one of the best decisions my wife and I have ever made. As first time home buyers, we were not familiar with the process. Danny made everything extremely simple and took our concerns/fears away. When escrow closed we met with the Escrow Company to sign the last documents. The escrow company (not affiliated with Danny) mentioned that they have never worked with a better broker than Danny. Please take my advice, if you are looking for a mortgage broker no need to look further!
Sean S

Get today's mortgage rates in writing.

*This offer is not guaranteed or a commitment to lend. Not all applicants will qualify for the rate and payment shown. All applicants are subject to underwriting review, creditworthiness, income, employment, and acceptable property collateral. The annual percentage rate (APR) is based on a 30-day lock, refinance or purchase of a primary single family residence located with a loan amount of $375,000 in a first lien position, loan to value of 60%, FICO score of 740 or higher, full documentation (verified assets and income), debt-to-income ratio of 45% or less, and without any cash out. The Monthly Payment amounts are rounded to the nearest dollar and do not include costs for property taxes, homeowner’s insurance premium(s) or homeowner’s association dues; there is no escrow or impound account. Your exact loan’s interest rate and payment will depend on the term of your loan, credit history, home appraisal, and other qualifying factors. All borrowers must be U.S. Citizens or permanent residents and must meet the wholesale lender’s underwriting requirements. The actual payment obligation will be higher. Rates current as of 10/21/2019. Rates subject to change without notice and may vary depending on when it is locked. Candor Mortgage is a mortgage broker and not a bank or a lender.