Lower mortgage rates.

We help you get a lower mortgage rate without the points and high closing costs.

a man and woman with legs crossed and arms behind their heads are relaxing on a blue cloud

Shopping for a lower rate shouldn't be so complicated

We often have better rates with less closing costs compared to the competition. 

Helping you get a better mortgage

Get a Lower Rate

We work with multiple wholesale lenders to get you a lower rate. Plus, we don't have the overhead of the Big Banks or Lenders. You win big.

A Better Mortgage

We combine the latest technology with amazing people to give you a better mortgage experience.

Mobile Phone Photo
Don't Pay Points

You don't need to pay points to get a low rate and payment. We offer you the same mortgage minus the points.

Faster Closing

If you are buying a house or refinancing, speed matters and we deliver a fast and easy mortgage.

Get free and honest mortgage advice from local mortgage experts

We get it. Your schedule is not 9-5. Call, text or email at any time. Let’s talk.

Smiling Woman
contemporary couch decor

Found your dream home?

Take the first step to home ownership

We designed a better way for you to buy a new home.  Our strategy is based on 15+ years of mortgage experience. We can have you ready to purchase today.

What our customers say

Google -

"The rates were very competitive"

Choosing the right Mortgage Company was a critical decision for my wife and me...We had interviewed six different companies, including our bank, and after weighing all of the criteria we gauged as highly important, we chose Candor Mortgage. Our Broker, Danny Macovei, made us feel instantly comfortable. He answered all of our questions to our satisfaction. The rates were very competitive as were the closing costs. The service during the whole process was great. We highly recommend Candor.

Jesse C
Google -

"Available at all hours of the day"

Danny from Candor Mortgage is the consummate professional...One of the things I appreciate the most is his responsiveness and availability. Danny makes himself available at hours of the day. He's in consent communication with all parties throughout the process and is very quick to act on conditions and re-setting expectations when needed. A true pleasure to work with and would highly recommend to friends and family.

Richard G
Google -

"Never worked with a better broker"

Selecting Danny as our Mortgage Broker was one of the best decisions my wife and I have ever made. As first time home buyers, we were not familiar with the process. Danny made everything extremely simple and took our concerns/fears away. When escrow closed we met with the Escrow Company to sign the last documents. The escrow company (not affiliated with Danny) mentioned that they have never worked with a better broker than Danny. Please take my advice, if you are looking for a mortgage broker no need to look further!

Sean S

Ready to get started?

Get pre-approved for a mortgage or get today’s rates.