Get a Jumbo Mortgage With Conventional Rates

Better-Jumbo

If you live in one of the counties in the table below, a conventional high-balance mortgage may be a better option if your loan amount is above $484,350.

Have you tried refinancing only to be told your loan is non-conforming or Jumbo?  Are you looking to buy a home only to be limited by your county loan limit?  It’s likely the county limit in your area for a conventional conforming mortgage is $484,350.  A mortgage above this amount is called a conventional high-balance mortgage.  Save by getting a conventional mortgage up to $726,525.  Now available in all counties throughout California.  If you are looking to refinance, get a better loan.  If you are buying a home, buy a home with less stress and a lower rate or cost loan.

Conventional High-Balance Mortgage Details:

  • Fast turn times, averaging 15 days or less
  • Purchase, Cash-out and Rate and Term Loans
  • Starting at a 680 FICO
  • 20% down for purchases
  • 80% Loan-to-value (LTV)
  • A maximum debt-to-income ratio is 43%
  • Primary and second homes
  • 1-2 units

Loan limits in California

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