Get a Jumbo Mortgage With Conventional Rates

If you live in one of the counties in the table below, a conventional high-balance mortgage may be a better option if your loan amount is above $453,100.

Have you tried refinancing only to be told your loan is non-conforming or Jumbo?  Are you looking to buy a home only to be limited by your county loan limit?  It’s likely the county limit in your area for a conventional conforming mortgage is $453,100.  A mortgage above $453,100 is called a conventional high-balance mortgage.  You are no longer limited to a loan amount of $453,100.  Save by getting a conventional mortgage up to $679,650.  Now available in all counties throughout California.  If you are looking to refinance, get a better loan.  If you are buying a home, buy a home with less stress and a lower rate or cost loan.

Conventional High-Balance Mortgage Details:

  • Fast turn times, averaging 15 days or less
  • Purchase, Cash-out and Rate and Term Loans
  • Starting at a 680 FICO
  • 20% down for purchases
  • 80% Loan-to-value (LTV)
  • A maximum debt-to-income ratio is 43%
  • Primary and second homes
  • 1-2 units

Counties in California with a limit of $453,100 

County Name2018 Loan Limit (1 Unit)2018 Loan Limit (2 Unit)
AMADOR$453,100.00$580,150.00
BUTTE$453,100.00$580,150.00
CALAVERAS$453,100.00$580,150.00
COLUSA$453,100.00$580,150.00
DEL NORTE$453,100.00$580,150.00
FRESNO$453,100.00$580,150.00
GLENN$453,100.00$580,150.00
HUMBOLDT$453,100.00$580,150.00
IMPERIAL$453,100.00$580,150.00
INYO$453,100.00$580,150.00
KERN$453,100.00$580,150.00
KINGS$453,100.00$580,150.00
LAKE$453,100.00$580,150.00
LASSEN$453,100.00$580,150.00
MADERA$453,100.00$580,150.00
MARIPOSA$453,100.00$580,150.00
MENDOCINO$453,100.00$580,150.00
MERCED$453,100.00$580,150.00
MODOC$453,100.00$580,150.00
PLUMAS$453,100.00$580,150.00
RIVERSIDE$453,100.00$580,150.00
SAN BERNARDINO$453,100.00$580,150.00
SAN JOAQUIN$453,100.00$580,150.00
SHASTA$453,100.00$580,150.00
SIERRA$453,100.00$580,150.00
SISKIYOU$453,100.00$580,150.00
STANISLAUS$453,100.00$580,150.00
SUTTER$453,100.00$580,150.00
TEHAMA$453,100.00$580,150.00
TRINITY$453,100.00$580,150.00
TULARE$453,100.00$580,150.00
TUOLUMNE$453,100.00$580,150.00
YUBA$453,100.00$580,150.00

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