Better-Jumbo

Get a Jumbo Mortgage With Conventional Rates

If you live in one of the counties in the table below, a conventional high-balance mortgage may be a better option if your loan amount is above $484,350.

Have you tried refinancing only to be told your loan is non-conforming or Jumbo?  Are you looking to buy a home only to be limited by your county loan limit?  It’s likely the county limit in your area for a conventional conforming mortgage is $484,350.  A mortgage above this amount is called a conventional high-balance mortgage.  Save by getting a conventional mortgage up to $726,525.  Now available in all counties throughout California.  If you are looking to refinance, get a better loan.  If you are buying a home, buy a home with less stress and a lower rate or cost loan.

Conventional High-Balance Mortgage Details:

  • Fast turn times, averaging 15 days or less
  • Purchase, Cash-out and Rate and Term Loans
  • Starting at a 680 FICO
  • 20% down for purchases
  • 80% Loan-to-value (LTV)
  • A maximum debt-to-income ratio is 43%
  • Primary and second homes
  • 1-2 units

Loan limits in California

Help others, share:

Share on facebook
Facebook
Share on twitter
Twitter

Share this post

Share on facebook
Share on google
Share on twitter
Share on linkedin
Share on pinterest
Share on print
Share on email